Showing posts with label Homes. Show all posts
Showing posts with label Homes. Show all posts

Sunday, July 25, 2010


Using rain barrels to harvest rainwater from your roof is a simple, low-expense solution for conserving water and saving on your water bill.

Why pay to pour thousands of gallons of municipally treated tap water on your lawn and garden every summer if you can irrigate for free? That’s the thinking behind the growing interest in rain barrels, which let you conserve water, protect the environment, and save money at the same time.

Considering that an inch of rain dumps 500 gallons on the roof of a typical 2,000-square-foot house, it’s possible in most parts of the country to collect more than enough runoff for basic landscape irrigation needs. A rain barrel will save about 1,300 gallons of water during the peak summer months, according to the U.S. Environmental Protection Agency.

In a national survey by DC Urban Gardeners, a rain barrel lowered water bills by about $35 a month in the summer. For as little as $100 for the barrel and downspout fittings, a rain-harvesting system can pay for itself in just a couple of seasons.

How much rain can you collect?
The first step is to figure out the potential runoff amount from your roof. Multiply your area’s average annual rainfall in inches by the square footage of your roof. If you don’t know exact roof area, it’s fine to use the dimensions of your house’s footprint. Then multiply that number by 0.623—the amount of water in gallons needed to fill one square foot of space to a depth of one inch. The result is the number of gallons you can harvest. (Keep in mind, though, that most rain barrel systems are set up to collect only a portion of that, depending on irrigation needs.)

If your main goal is to water flower beds or run soaker hoses during dry spells, one or two 55-gallon barrels will suffice. If you want to turn off the garden tap all together, you’ll need multiple barrels or a cistern, a large tank that stores from 300 to 3,000 gallons. But cisterns cost considerably more (up to $2,500) and are more complicated to install and use, which makes them best suited for larger-scale rain harvesting systems that include such indoor uses as flushing toilets.
The cost to set up a rain barrel system
Commercial barrels cost between $50 and $200, though you can also make one yourself from castoff food-grade containers. One couple linked together five 55-gallon syrup drums they bought for $10 apiece from the local Coca-Cola bottling plant. Their blog is an amusing and instructive rain-harvesting primer.

A typical system consisting of one or two barrels and off-the-shelf parts such as spigots, downspout extensions, mesh screens, and soaker hoses costs between $35 and $600. Cobbling it all together might take a weekend or two, but it’s not rocket science. The Maryland Environmental Design Program offers easy step-by-step instructions for building your own barrel with about $15 worth of supplies.

Unfortunately, most rain barrels are not very handsome, and it’s not always easy to camouflage them. Some people like the folksy wooden water barrel look, but generally speaking, the more water you’re trying to capture, the bulkier the containers—and the harder they are to make inconspicuous or tuck behind bushes, especially since they need to be located near a downspout on your house.

Safety requirements and caveats
Rain barrels work via gravity, so the barrel must be level, stable, and elevated to allow water to move out of the tank. You’ll want two spigots, one at the bottom to connect a hose and the other about two-thirds of the way down to fit a watering can or bucket underneath. If you want to move water to a higher level, you’ll have to add a small pump ($50 to $150, depending on type).

You’ll also need to take a few other precautions for safety:
Covers and screens:
A secure cover keeps children, pets, and wildlife out. Fine mesh screens prevent mosquitoes from breeding (a mosquito dunk, which kills mosquito larvae but is non-toxic to plants or other animals, is also not a bad idea) and block leaves and twigs from clogging the works.

Organic growth:
Water that sits for days or weeks, especially in hot weather, can start to grow algae. Try adding a capful or two of bleach to the tank and letting it stand for a few days before using. If that doesn’t work, you may have to drain and scrub the inside periodically.

Overflow:
A 55-gallon barrel (or even two) will quickly fill up, especially during intense downpours. An overflow system that diverts water to a storm drain or into a moisture-tolerant part of the garden is essential.

Restricted uses:
Although good for plants and perfectly fine for washing cars or garden tools, water that comes off the roof is far from pure. It may be contaminated with dust, insects, bird droppings, pine needles, pollen, and other pollutants. Be sure to clearly label all rainwater-supplied fixtures as “Non-potable—Do Not Drink.” Nor is it safe to mix fertilizer or garden chemicals in the barrel, even for garden use.

Benefits that go beyond saving money
Collecting rainwater has numerous benefits apart from low-cost irrigation. Free of chlorine and sodium, naturally soft rainwater is superior for plants. Capturing roof runoff also lowers the risk of flooding and reduces the burden on storm sewers and local watersheds.

That’s one reason why a number of local and state governments are offering tax breaks or rebates for rainwater harvesting systems. A few, such as Washington, D.C., San Antonio, Texas, and San Jose, California, will even conduct a rainwater audit of your property, make recommendations, and implement rain barrels or other storm-water runoff strategies at a subsidized rate.

Related articles by Zemanta:
"When It Rains, It Pours" or "How to Use a Rain Barrel" (gomestic.com)

Minnesota-Based Barrel Depot Takes Rain Barrels on the Road (eon.businesswire.com)

The not so ugly rain barrel (thecrunchychicken.com)

Best Things About a Rain Barrel (hedbergrocks.blogspot.com)

Build a Gutterless Rain Barrel [DIY] (lifehacker.com)

And, when looking for a home in the Johns Creek, North Fulton area you need look no further than:

www.AnzianoRealEstate.com






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Monday, July 12, 2010

Working with Your Listing Price is Smart Business

While you’d like to get the best price for your home, consider our six reasons to reduce your home price.

If you don't receive any offers for a few weeks, check out other comparable houses on the market and what they're going for. Image: Liz Foreman

Home not selling? That could happen for a number of reasons you can’t control, like a unique home layout or having one of the few homes in the neighborhood without a garage. There is one factor you can control: your home price.

These six signs may be telling you it’s time to lower your price.

1. You’re drawing few lookers
You get the most interest in your home right after you put it on the market because buyers want to catch a great new home before anybody else takes it. If your real estate agent reports there have been fewer buyers calling about and asking to tour your home than there have been for other homes in your area, that may be a sign buyers think it’s overpriced and are waiting for the price to fall before viewing it.

2. You’re drawing lots of lookers but have no offers
If you’ve had 30 sets of potential buyers come through your home and not a single one has made an offer, something is off. What are other agents telling your agent about your home? An overly high price may be discouraging buyers from making an offer.

3. Your home’s been on the market longer than similar homes
Ask your real estate agent about the average number of days it takes to sell a home in your market. If the answer is 30 and you’re pushing 45, your price may be affecting buyer interest. When a home sits on the market, buyers can begin to wonder if there’s something wrong with it, which can delay a sale even further. At least consider lowering your asking price.

4. You have a deadline
If you’ve got to sell soon because of a job transfer or you’ve already purchased another home, it may be necessary to generate buyer interest by dropping your price so your home is a little lower priced than comparable homes in your area. Remember: It’s not how much money you need that determines the sale price of your home, it’s how much money a buyer is willing to spend.

5. You can’t make upgrades
Maybe you’re plum out of cash and don’t have the funds to put fresh paint on the walls, clean the carpets, and add curb appeal. But the feedback your agent is reporting from buyers is that your home isn’t as well-appointed as similarly priced homes. When your home has been on the market longer than comparable homes in better condition, it’s time to accept that buyers expect to pay less for a home that doesn’t show as well as others.

6. The competition has changed
If weeks go by with no offers, continue to check out the competition. What have comparable homes sold for and what’s still on the market? What new listings have been added since you listed your home for sale? If comparable home sales or new listings show your price is too steep, consider a price reduction.

Thursday, June 17, 2010

All Brick "Best Home" in Johns Creek


A group of real estate professionals in Johns Creek, Georgia (just north of Atlanta) recently rated this all brick home as a 'best value' based on several criteria:

Construction. The home is solidly built of all brick vaneer construction, has a recently replaced roof with new warranty, has raised ceilings and hardwood flooring on most of the main level.

Maintenance. The owners shared that even though the home is occupied by just two adults and no children, the home is professionally maintained and is in spotless condition.

Size and value. Fulton County tax records show the house with 4,379 square feet of living space with an additional 2+ car garage. The house has 4 bedrooms, 3 full baths and 2 half baths.

Location. Prestwick subdivision across the street from the Atlanta Athletic Club and less than two minutes from the Chattahoochee river boat launch. And, Prestwick Homeowners Association fees are some of the lowest in Johns Creek at just $414 (annually!).

Schools. Served by Johns Creek high school, Autry Mill middle school and Medlock Bridge elementary school...plus Weslyan, Perimeter, Mount Pisgah and Woodward private schools.

For complete information visit: www.AnzianoRealEstate.com/4006243/

And, please feel free to share this blog with any of your friends and family; our goal is to make your house search as easy and as much fun as possible.

Wednesday, June 16, 2010

Tips on Preparing to Buy a Home



Most potential homebuyers are a smidge daunted by the fact that they’re about to agree to a hefty mortgage that they’ll be paying for the next few decades. The best way to relieve that anxiety is to be confident you’re purchasing the best home at a price you can afford with the most favorable financing. These seven steps will help you make smart decisions about your biggest purchase.

1. Decide how much home you can afford
Generally, you can afford a home priced 2 to 3 times your gross income. Remember to consider costs every homeowner must cover: property taxes, insurance, maintenance, utilities, and community association fees, if applicable, as well as costs specific to your family, such as day care if you plan to have children.

2. Develop your home wish list
Be honest about which features you must have and which you’d like to have. Handicap accessibility for an aging parent or special needs child is a must. Granite countertops and stainless steel appliances are in the bonus category. Come up with your top-five must-haves and top-five wants to help you focus your search and make a logical, rather than emotional, choice when home shopping.

3. Select where you want to live
Make a list of your top-five community priorities, such as commute time, schools, and recreational facilities. Ask your REALTOR® to help you identify three to four target neighborhoods based on your priorities.

4. Start saving
Have you saved enough money to qualify for a mortgage and cover your downpayment? Ideally, you should have 20% of the purchase price set aside for a downpayment, but some lenders allow as little as 5% down. A small downpayment preserves your savings for emergencies.

However, the lower your downpayment, the higher the loan amount you’ll need to qualify for, and if you still qualify, the higher your monthly payment. Your downpayment size can also influence your interest rate and the type of loan you can get.

Finally, if your downpayment is less than 20%, you’ll be required to purchase private mortgage insurance. Depending on the size of your loan, PMI can add hundreds to your monthly payment. Check with your state and local government for mortgage and downpayment assistance programs for first-time buyers.

5. Ask about all the costs before you sign
A downpayment is just one homebuying cost. Your REALTOR® can tell you what other costs buyers commonly pay in your area—including home inspections, attorneys’ fees, and transfer fees of 2% to 7% of the home price. Tally up the extras you’ll also want to buy after you move-in, such as window coverings and patio furniture for your new yard.

6. Get your credit in order
A credit report details your borrowing history, including any late payments and bad debts, and typically includes a credit score. Lenders lean heavily on your credit report and credit score in determining whether, how much, and at what interest rate to lend for a home. Most require a minimum credit score of 620 for a home mortgage.

You’re entitled to free copies of your credit reports annually from the major credit bureaus: Equifax, Experian, and TransUnion. Order and then pore over them to ensure the information is accurate, and try to correct any errors before you buy. If your credit score isn’t up to snuff, the easiest ways to improve it are to pay every bill on time and pay down high credit card debt.

7. Get prequalified
Meet with a lender to get a prequalification letter that says how much house you’re qualified to buy. Start gathering the paperwork your lender says it needs. Most want to see W-2 forms verifying your employment and income, copies of pay stubs, and two to four months of banking statements.

If you’re self-employed, you’ll need your current profit and loss statement, a current balance sheet, and personal and business income tax returns for the previous two years.

Consider your financing options. The longer the loan, the smaller your monthly payment. Fixed-rate mortgages offer payment certainty; an adjustable-rate mortgage offers a lower monthly payment. However, an adjustable-rate mortgage may adjust dramatically. Be sure to calculate your affordability at both the lowest and highest possible ARM rate

Finally...
Look at some Atlanta area homes now, on line; just click on www.AnzianoRealEstate.com pick the area and features you want and you're on your way. This is one of the easiest, least intrusive search sites in the city.

And, PS; please feel free to copy or share this blog with your friends. Thanks for visiting.

Tuesday, June 8, 2010

Here's how to improve your Credit Score

Visit houselogic.com for more articles like this.

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